My Home Finance

Find out more about the National Housing Federation’s not-for-profit responsible credit business, which offers financially excluded people an alternative to high cost credit, whilst helping them to save money.

22 February 2012

My Home Finance was launched in August 2010 to offer small sum credit, bank accounts and savings accounts to housing association tenants and others who can otherwise only access loans at a very high cost from sources such as payday lenders, doorstep lenders and loan sharks.

Trade has been brisk, with the company making 8,000 loans and 50% of customers opening savings accounts. At the 1st January 2012, MHF took over control of operations from its subcontractor, East Lancs Moneyline, and now manages all activities on a daily basis, subcontracting portfolio administration to Street UK.  

Having smoothly effected the transfer, My Home Finance is now in the process of streamlining to improve the efficiency of services to existing customers as well as exploring different ways of reaching new ones. From 1st march services will be discontinued from its shops at Dudley, Tamworth and Erdington. However, My Home Finance will still be trading from six central town and city locations across the West Midlands. These are Hereford, Worcester, Wolverhampton, Northfield, Birmingham City Centre and Coventry.

For more information please contact:

Tess Pendle, Head of My Finance

Matthew Bracewell, Financial Inclusion Co-Ordinator

 

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