We're working with our new pensions advisers Lane Clark & Peacock (LCP) to keep the sector up to date on key areas affecting housing associations.

Our pensions advisers

LCP is a leading pensions and benefits consultancy with particular expertise in helping housing associations to provide better pensions to their staff and to manage legacy pension issues.

This is a time of significant change for pension schemes. The NHF is working in partnership with LCP, a market-leading pensions and benefits consultancy with considerable experience in our sector, to engage effectively with regulators and policymakers on pension policy. LCP will also ensure our member organisations are fully aware of key developments and opportunities in the pensions and benefits arena affecting housing associations.  

Providing better pensions and outcomes for NHF members

LCP helps housing associations improve the pensions they offer and manage their legacy pension liabilities effectively and efficiently. 

We are working together with LCP to effectively shape pension policy in the social housing sector and to deliver the best pension outcomes for the NHF’s members.

Our joint aim is to create an environment where housing associations can allocate resources most effectively to deliver their social purpose, improve pensions for colleagues and help organisations achieve the best value from their pension schemes.

The future of pensions for charities and other not-for-profit organisations

LCP will be running a not-for-profit pensions seminar and networking event on Thursday 30 November at 4pm where they will be discussing current and new opportunities around pensions for your organisation. 

Find out more


LCP’s specialist social housing team has unparalleled experience and connections, both in the sector and across the wider political, regulatory and pension environments.

LCP advise more than 50 housing associations, and in the past year alone have advised associations representing around 25% of the English housing market, with organisations ranging in size from under 5,000 units to over 200,000 units and including more than half of the G15 group of the largest London associations. 

The LCP team are experienced in helping organisations plan and implement pension change.

Whether you have employees in:

Or any combination of the above options, LCP can help you understand your exposure, manage pension risks and get better value for money.

“Thank you for making complex pension matters so easy for us to follow.” - Director of Finance, Housing Association

LCP advise housing associations on all aspects of their pension provisions including:

  • Developing a pensions, benefits and financial wellbeing strategy for employees.
  • Managing defined benefit exposures (e.g. in SHPS or the LGPS).
  • Improving defined contribution provision.
  • Optimising pensions investments.
  • Covenant assistance (for example evidencing long-term strength for sponsors may wish to negotiate temporary pension contribution deferrals).
  • Flexible benefits and rewards, including member surveys, benefit benchmarking, salary sacrifice and implementation of new flexible benefit offerings.
  • Strategic journey planning, including streamlined pension scheme buy-in and buy-out service.
  • Due diligence for mergers and acquisitions.
  • Pensions accounting.
  • Pensions and benefits change project management.

LCP resources

LCP has produced a range of insightful publications, webinars, and other resources covering key pension topics. These are available below to access online.

LCP team members

The key members of the LCP team who are working with the NHF include:

Mike Richardson
Head of Social Housing Practice
Tel:  020 7432 6649

Richard Soldan
Head of Not-for-Profit Practice
Tel: 020 7432 6631

Tim Gilbert
Housing Sector Specialist
Tel: 020 7432 6783

Luke Hothersall
Housing Sector Specialist
Tel: 020 7432 6796


David Fairs
Regulatory Lead
Tel: 020 7432 6681

Sir Steve Webb
Policy Lead
Tel: 020 3824 7441

Laura Myers
Head of Defined Contribution & Financial Wellbeing
Tel: 020 7432 6639

Francesca Bailey
Covenant Specialist
Tel: 020 7432 3084

Who to speak to

John Butler, Policy Leader